WHAT DO WE DO
We specialize in and provide many different products and skills to create generational wealth and coverage through the major financial avenues of the World.
Medicare is a federal health insurance program governed by the Centers for Medicare & Medicaid Services (CMS).
MEDICARE
A public health insurance program for some people or families with limited incomes and resources, including children, pregnant women, older adults, and people with disabilities.
MEDICAID
The Affordable Care Act, formally known as the Patient Protection and Affordable Care Act and colloquially known as Obamacare
AFFORDABLE CARES ACT
DENTAL & VISION
Dental and vision insurance are plans that offer coverage for treatment and procedures related to your oral or visual health.
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Provides permanent death benefit coverage for the life of the insured.
In addition to paying a death benefit, whole life insurance also contains a savings component in which cash value may accumulate.
Interest accrues at a fixed rate and on a tax-deferred basis.
WHOLE LIFE
Term life insurance, also known as pure life insurance, is a type of death benefit that pays the heirs of the policyholder throughout a specified period of time.
TERM LIFE
It is a contract between you and an insurance company in which you make a lump-sum payment or series of payments and in return, receive regular disbursements, beginning either immediately or at some point in the future.
ANNUITIES
FINAL EXPENSE
Final expense is a type of whole life insurance and usually has a smaller face amount than traditional insurance.
It focuses on covering end-of-life expenses while most life insurance policies focus on income replacement.
INDEXED UNIVERSAL LIFE (IUL)
A type of permanent life insurance, which means it has a cash value component in addition to a death benefit.
The money in your cash value account can earn interest based on a stock market index chosen by your insurer, such as the S&P 500 or the Nasdaq Composite.
A type of permanent life insurance coverage designed for children 14 days old to age 17.
Provide the gift of lifelong protection for your children and grandchildren through premiums that are guaranteed to never increase.